Does Financial Literacy Drive Waqf Intention? Insights from Pesantren-Based Universities

Authors

  • Galih Aisia Universitas Darussalam Gontor
  • Andika Rendra Bimantara Universitas Darussalam Gontor
  • Fahmilia Rahmanita Universitas Darussalam Gontor
  • Noora Fauzia Ghazali Universitas Darussalam Gontor
  • Wahyu Puji Astuti Universitas Darussalam Gontor

DOI:

https://doi.org/10.30993/jicab.v3i2.557

Keywords:

Financial Literacy, Waqf, Social Contribution

Abstract

This study investigates the relationship between financial literacy and the intention to participate in waqf among lecturers and staff of Universitas Darussalam Gontor, a pesantren-based university. Using a quantitative research design with a deductive approach, data were collected through questionnaires distributed to a sample of 132 respondents selected via the Slovin method from a total population of 196 individuals. Regression analysis demonstrates that financial literacy has a positive and statistically significant effect on waqf intention, indicating that individuals with higher financial knowledge are more inclined to contribute to waqf. The findings provide empirical evidence that improving financial literacy can enhance philanthropic behavior and promote sustainable Islamic social finance. The study highlights the strategic role of pesantren-based universities in fostering waqf awareness through financial education programs. Implications of this research suggest the need for policymakers and educational institutions to integrate financial literacy into academic curricula and community initiatives to strengthen waqf participation as a sustainable instrument for social and educational development.

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Published

2025-09-10

Issue

Vol. 3 No. 2 (2025): JICAB

Section

Articles

License

Copyright (c) 2025 Does Financial Literacy Drive Waqf Intention? Insights from Pesantren-Based Universities © 2025 by Galih Aisia, Andika Rendra Bimantara, Fahmilia Rahmanita, Noora Fauzia Ghazali, Wahyu Puji Astuti is licensed under Creative Commons Attribution-NonCommercial 4.0 International

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This work is licensed under a Creative Commons Attribution-NonCommercial 4.0 International License.

Journal of Islamic Contemporary Accounting and Business © 2023 by Tazkia Islamic University College is licensed under CC BY-NC 4.0 

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