Does Financial Literacy Drive Waqf Intention?  Insights from Pesantren-Based Universities

Galih Aisia; Andika Rendra Bimantara; Fahmilia Rahmanita; Noora Fauzia Ghazali; Wahyu Puji Astuti

doi:10.30993/jicab.v3i2.557

PUBLISHED

2025-09-10

ISSUE

Vol. 3 No. 2 (2025): JICAB

DOI

https://doi.org/10.30993/jicab.v3i2.557

Abstract

This study investigates the relationship between financial literacy and the intention to participate in waqf among lecturers and staff of Universitas Darussalam Gontor, a pesantren-based university. Using a quantitative research design with a deductive approach, data were collected through questionnaires distributed to a sample of 132 respondents selected via the Slovin method from a total population of 196 individuals. Regression analysis demonstrates that financial literacy has a positive and statistically significant effect on waqf intention, indicating that individuals with higher financial knowledge are more inclined to contribute to waqf. The findings provide empirical evidence that improving financial literacy can enhance philanthropic behavior and promote sustainable Islamic social finance. The study highlights the strategic role of pesantren-based universities in fostering waqf awareness through financial education programs. Implications of this research suggest the need for policymakers and educational institutions to integrate financial literacy into academic curricula and community initiatives to strengthen waqf participation as a sustainable instrument for social and educational development.

KEYWORDS

Financial Literacy Waqf Social Contribution

How to cite

Aisia, G., Bimantara, A. R., Rahmanita, F., Ghazali, N. F., & Astuti, W. P. (2025). Does Financial Literacy Drive Waqf Intention? Insights from Pesantren-Based Universities. Journal of Islamic Contemporary Accounting and Business, 3(2). https://doi.org/10.30993/jicab.v3i2.557

Aisia, Galih, Andika Rendra Bimantara, Fahmilia Rahmanita, Noora Fauzia Ghazali, and Wahyu Puji Astuti. "Does Financial Literacy Drive Waqf Intention? Insights from Pesantren-Based Universities." Journal of Islamic Contemporary Accounting and Business, vol. 3, no. 2, 2025, https://doi.org/10.30993/jicab.v3i2.557.

Aisia, Galih, Andika Rendra Bimantara, Fahmilia Rahmanita, Noora Fauzia Ghazali, and Wahyu Puji Astuti. 2025. "Does Financial Literacy Drive Waqf Intention? Insights from Pesantren-Based Universities." Journal of Islamic Contemporary Accounting and Business 3 (2). https://doi.org/10.30993/jicab.v3i2.557.

@article{Aisia2025,
  author  = {Aisia, Galih and Bimantara, Andika Rendra and Rahmanita, Fahmilia and Ghazali, Noora Fauzia and Astuti, Wahyu Puji},
  title   = {Does Financial Literacy Drive Waqf Intention?  Insights from Pesantren-Based Universities},
  journal = {Journal of Islamic Contemporary Accounting and Business},
  volume  = {3},
  number  = {2},
  year    = {2025},
  url     = {https://doi.org/10.30993/jicab.v3i2.557}
}

TY  - JOUR
AU  - Aisia, Galih
AU  - Bimantara, Andika Rendra
AU  - Rahmanita, Fahmilia
AU  - Ghazali, Noora Fauzia
AU  - Astuti, Wahyu Puji
TI  - Does Financial Literacy Drive Waqf Intention?  Insights from Pesantren-Based Universities
JO  - Journal of Islamic Contemporary Accounting and Business
VL  - 3
IS  - 2
PY  - 2025
UR  - https://doi.org/10.30993/jicab.v3i2.557
ER  -

License

CC BY NC

Copyright (c) 2025 Does Financial Literacy Drive Waqf Intention? Insights from Pesantren-Based Universities © 2025 by Galih Aisia, Andika Rendra Bimantara, Fahmilia Rahmanita, Noora Fauzia Ghazali, Wahyu Puji Astuti is licensed under Creative Commons Attribution-NonCommercial 4.0 International License